Insurance That Fits Your Life and the Business You've Built
We help small business owners, self-employed professionals, and families find health and life insurance that actually fits, without the cost or confusion of traditional plans.
Licensed. Independent. Based in Bradenton, Florida. We compare plans across multiple carriers so you don’t have to.
Trusted Protection for Your Future
Strategic and Smart Financial Planning
Our expert team helps you build a strong financial foundation with customized insurance and credit repair services.
Expert Guidance, No Obligation

Who We Are
Year Of Experience
Why Choose Us?
Personalized Approach
We take the time to understand your needs and provide customized recommendations.
Bilingual Service
Our team offers support in English and Spanish to better serve our diverse clients.
Commitment to Education
We believe financial literacy is key to long-term success, and we empower our clients through guidance and workshops.
Your Trusted Partner
We are with you at every step, helping you navigate life’s financial decisions with confidence.
KSimmons Insurance: Personalized Coverage & Financial Planning
Comprehensive Financial & Insurance Solutions
Helping you build a secure future with tailored coverage and expert financial guidance.
Health Insurance
Affordable coverage options designed to fit your needs and budget.
Credit Repair Services
Improve your credit score and regain financial control.
Whole Life Insurance
Lifetime coverage with fixed premiums and cash value growth.
Indexed Universal Life (IUL) Insurance
Flexible life insurance with market-linked growth potential.
Financial Literacy Events
Empowering individuals with knowledge for long-term financial success.
how we work
A Simple Process to Secure Your Future
01
Schedule a Consultation
Book a free consultation to discuss your insurance and financial goals with our expert team.
02
Personalized Strategy
We assess your unique needs and create a customized plan for insurance, credit repair, or financial literacy.
Provide Guidance & Support
Achieve Financial Security
Trusted leaders in insurance and financial solutions.

Kenroy Simmons
Health Insurance Expert
National Producer #: 18385323

Isamary Cantero Perez
IUL | Credit Repair Expert
Want to Become Our Team Member
What Our Clients Say About Us
I was overwhelmed with credit issues until I found K Simmons Insurance. Their credit repair service not only improved my score, but their team also walked me through every step with patience and clarity. I’m finally back on track financially thanks to their expert guidance.
We’ve Got Answers!
Find quick answers to common questions about our insurance and financial services.
What types of insurance do you offer?
We provide Whole Life Insurance, Indexed Universal Life (IUL) Insurance, and Health Insurance (coming soon) to help protect your financial future.
How does credit repair work?
Our credit repair services help identify and dispute inaccuracies on your credit report while providing guidance to improve your credit score.
Do you offer free consultations?
Yes! We provide a free, no-obligation consultation to discuss your insurance and financial needs.
Who can benefit from financial literacy events?
Our financial literacy events are designed for individuals and families who want to learn about budgeting, credit management, and long-term financial planning.
How do I request a quote?
Simply click the “Request a Quote” button, fill out a few details, and our team will provide you with a personalized solution.
Do you offer services in multiple states?
Yes! We provide life insurance in FL, TX, TN, NC, and NJ, health insurance in 32 states, and our credit repair services are available nationwide.
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