An independent insurance and financial services agency based in Bradenton, Florida, built on a simple belief: people make better decisions when someone takes the time to explain their options honestly.
K Simmons Insurance was founded to fix something that frustrates almost everyone: insurance is sold in a way that's deliberately hard to understand.
Led by Kenroy Simmons and Isamary Cantero Perez, our agency grew out of years of watching families and small business owners overpay for coverage they didn't fully understand, or skip protection entirely because the process felt overwhelming. We decided to do it differently. As fully independent agents, we aren't tied to any single insurer. That means our advice answers to you, not to a sales quota, and we can compare the whole market to find the plan that actually fits.
From our home base in Bradenton, we now serve clients across 32 states with health insurance, life insurance, and financial guidance, in English and Spanish.
Before we quote anything, we learn your situation, your budget, your doctors, your prescriptions, and your goals for the year.
As independent agents, we compare plans across top carriers and apply every subsidy or credit you qualify for.
You see the true cost of each option, premium, deductible, network, and coverage, in language that makes sense.
After you enroll, we're still here, for claims questions, renewals, life changes, and annual reviews.
Plenty of agents can sell you a policy. What makes us different is how we work and who we work for.
Get a free, no-obligation comparison across top carriers. Quick, clear, and built around your needs.
☎ Call 888-984-6270